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Credit Analyst

Job Description


A community bank is looking for someone to fill opening for a Credit Analyst. The ideal candidate will work with internal and external customers, have great customer service skills, be detail oriented, be able to multi-task, and enjoy working in a team environment.
The Credit Analyst position is designed to complement the loan department by providing support services including but not limited to; financial spreads, assisting in the write-up of loan presentations, attending loan committee meetings, conducting appraisal reviews, conducting analysis such as cash flow, guarantor, financial, collateral and credit summaries for loan presentations. This position will also be in charge of annual reviews, analyzing extensions and renewals.
The preferred candidate would have a Bachelor's degree (BA) or equivalent from a four year college or university; five years related experience and/or training; or the equivalent combination of education and experience. Responsibilities:



  • Works directly with lenders to prepare credit presentations

  • Manages future maturity list

  • Prepares modified credit presentations

  • Performs annual file reviews

  • Orders and analyzes lien searches, D&B reports, and credit bureaus

  • Completes appraisal review forms

  • Prepares worksheets and comments for loan closings

  • Reviews delinquent loan accounts, and works with lenders on past dues

  • Responsible for monitoring outstanding file exceptions

  • Assists lenders and Chief Credit Officer with special projects and other administrative duties when needed

  • Audit files to ensure complete documentation

  • Provide backup to the Lending Assistant as needed


Job Requirements


Requirements:



  • 2- 3 years of Credit Analysis experience

  • Strong Communication Skills

  • Knowledge of Commercial Credit

  • Ability to work with little supervision


Please contact me for a confidential conversation, contact our Banking Specialist Don Strand directly at 605.809.8517 or email me at Click Here to Email Your Resum? for more information on this, or any other positions you might be interested in.
GPAC (Growing People and Companies) is an award winning search firm specializing in placing quality professionals within multiple industries across the United States over the past 28 years. We are extremely competitive, client-focused


 

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